Does the New Basel Accord Affect Credit in Italy?

New Basel Capital Accord

Retail Credit Risk Modeling and the Basel Capital Accord

On December 14, 2001, the Payment Cards Center of the Federal Reserve Bank of Philadelphia held a workshop exploring retail credit risk modeling practices and evolving techniques. The workshop was led by Paul Calem, a senior economist at the Board of Governors, Division of Research and Statistics. Calem is currently involved in the Board's efforts supporting reforms to the international Basel C...

Editorial : Do Risk - Adjusted Pricing and the New Basel Capital Accord Reinforce the Credit Cycle ?

The Basel Committee for Banking Supervision recently drew a great deal of attention when they published their proposal for a New Basel Capital Accord (2001). Among the critisism, praise, and numerous responses it generated, one aspect was given very little attention: the credit cycle. Traditionally, credit had been granted at the same or very similar conditions to all the credit applicants who ...

The New Basel Capital Accord Comments of Finnish Authorities on the Second Consultative Document to the New Basel Capital Accord

On 16 January 2001, the Basel Committee on Banking Supervision released its consultative document on The New Basel Capital Accord. This paper presents the views of Finnish Authorities (Bank of Finland, Financial Supervision Authority and Ministry of Finance) on the document. Our comments on the Consultation Document concentrate on a number of key issues and are summarised as follows. The detail...

The New Basel Accord and Developing Countries: Problems and Alternatives

The Working Paper is intended as a means whereby researchers' thoughts and findings may be communicated to interested readers for their comments. The paper should be considered preliminary in nature and may require substantial revision. Accordingly, a Working Paper should not be quoted nor the data referred to without the written consent of the author. All rights reserved. Abstract The new Base...